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Investment

The investment Products as Standard Bank are suficiently flexible to meet all your needs, be it short term or long term investment.

For more information on a specific product, look at the list below:

  • Investment deposits - a range of short and long-term investment deposits to suit your lifestyle
  • Offshore investments- a comprehensive range of stock broking and asset management services available to a worldwide customer base (product currently available for Executive Banking Customers).

Notice deposits
An investment account that earns you interest and your funds are available after you have given us 32 days notice.

A notice deposit is an investment account that earns you interest - but to access your money you must give us 32 days notice. Our notice deposit account offers you these features and benefits:

The higher your balance, the higher your interest rate. Interest rates are variable, and any rate change will be effective immediately. Interest is calculated on your daily balance and paid into another account or re-invested monthly.

Fixed deposits
A fixed deposit is an investment account where money is deposited for a fixed period and the interest does not fluctuate.

A fixed deposit account offers you these features and benefits:

  • You choose how long you want to invest. Up to 1 year.
  • The pick-a-date feature lets you choose the date on which you would like your investment to mature.
    The interest rate is fixed for the full period of your investment.
  • You can't add to your investment. If you have more money to invest you will need to open another investment deposit account.
  • You cannot withdraw funds from your fixed deposit account during the period of the investment.
    Interest is paid monthly, quarterly, annually, or on maturity.
  • Interest is only paid out monthly or when your investment matures.
  • Your investment period options are limited to 3, 6, 12 months.

Internet banking

The following options are available for the various electronic investment accounts through Internet banking:

Product Options
MarketLink Electronic account payments
Inter-account transfers
Balance enquiries and statements
Call deposit and electronic call deposits* Open an electronic call deposit
Inter-account transfers
Amend interest disposal instructions
Balance enquiries and statements
32-day notice deposit and electronic notice deposits* Open an electronic notice deposit
Inter-account transfers
Give and cancel notice
Balance enquiries and statements
Amend capital and interest disposal instructions
Fixed deposit and electronic fixed deposits* Open an electronic fixed deposit
Amend capital and interest disposal instructions
Amend the interest payment cycle
Balance enquiries and statements
BonusPlus Balance enquiries and statements

Electronic Call Deposit, Notice Deposit and Fixed Deposits: these are accounts that have been opened at an Auto Plus ATM through Internet banking or our Customer Contact Centre.

Events & Social Responsabilities

Standard Bank co-finance Nacala International Airport

Standard Bank extended a USD32 million loan to co-finance the construction of Nacala International Airport, in the province of Nampula. The airport was inaugurated on Saturday, 13th December, by the President of the Republic of Mozambique, Armando Emílio Guebuza.

Christmas at Hospital reaches Tete and Nacala

Standard Bank offered, on December 13th, various hospital supplies to nurseries and paediatric wards of the Jose Macamo General Hospital in Maputo and of the Provincial Hospital in Tete, in an initiative called “Christmas at Hospital”, integrated in the bank’s social involvement actions, aimed at celebrating the Family Day with the children admitted to the various health facilities in the country.