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Products and Services

Deposits

This is a product offered by Standard Bank to its clients which provides an efficient and personalised means to deposit cash, cheques and electronic credits as follows:

Withdrawals

Cash continues to be a major method of payment for goods and services in Mozambique, and may be withdrawn over the counters of any branch of the bank or at any ATM (maximum limit of 5 thousand MT, which may be increased to 9,900.00 thousand MT at the client’s request).

Investments

The bank offers short-, medium- and long-term floating rate deposits, in accordance with market conditions.

Loans

An overdraft is a facility linked to the client’s account, with a previously agreed limit. Since withdrawals may be effected at any time, this type of facility is ideal to pay daily expenses, especially to overcome shortfalls when the client has cash problems.

Trade Finance

Includes the pre- and post-financing of exports and imports of goods and capital goods.

International Banking

As one would expect from a bank that holds sizeable sums in foreign currencies, the conversion of domestic into foreign currency represents no problem in the event of dividend transfers, imports and other payments in foreign currency (subject to approval by the Central Bank). Standard Bank’s services include:

Forward Exchange Rate

O contrato de câmbio a vista permite-lhe comprar ou vender uma moeda em troca de outra.

Traveller’s Cheques

The use of Traveller’s Cheques is the safest and easiest way of protecting your money while travelling.

Notes in Foreign Currency

Standard Bank buys and sells foreign currency, charging competitive rates and fees.

Telegraphic Transfers

A telegraphic transfer is a way of transferring money abroad via telegraph, from one bank to another.

Events & Social Responsabilities

Standard Bank apoia realização da Cimeira de Investimento Reino Unido - África, em Londres

Com vista a contribuir na criação de novas parcerias entre empresas, governos e instituições do Reino Unido e do continente africano, a fim de proporcionar mais investimento, empregos e crescimento económico, o Grupo Standard Bank apoiou a realização da Cimeira de Investimento Reino Unido - África, em Londres, capital britânica.

Standard Bank launches Africa-China Agent

Standard Bank launched on Wednesday, December 4, in Maputo, the Africa-China Agent (ACAP), an accredited commercial agent, that will assist the national business community in establishing contacts, make evaluation and communication with Chinese suppliers and sellers, as well as managing the process of importing quality goods and services into this Asian country efficiently and safely.