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Products and Services

Deposits

This is a product offered by Standard Bank to its clients which provides an efficient and personalised means to deposit cash, cheques and electronic credits as follows:

Withdrawals

Cash continues to be a major method of payment for goods and services in Mozambique, and may be withdrawn over the counters of any branch of the bank or at any ATM (maximum limit of 5 thousand MT, which may be increased to 9,900.00 thousand MT at the client’s request).

Investments

The bank offers short-, medium- and long-term floating rate deposits, in accordance with market conditions.

Loans

An overdraft is a facility linked to the client’s account, with a previously agreed limit. Since withdrawals may be effected at any time, this type of facility is ideal to pay daily expenses, especially to overcome shortfalls when the client has cash problems.

Trade Finance

Includes the pre- and post-financing of exports and imports of goods and capital goods.

International Banking

As one would expect from a bank that holds sizeable sums in foreign currencies, the conversion of domestic into foreign currency represents no problem in the event of dividend transfers, imports and other payments in foreign currency (subject to approval by the Central Bank). Standard Bank’s services include:

Forward Exchange Rate

O contrato de câmbio a vista permite-lhe comprar ou vender uma moeda em troca de outra.

Traveller’s Cheques

The use of Traveller’s Cheques is the safest and easiest way of protecting your money while travelling.

Notes in Foreign Currency

Standard Bank buys and sells foreign currency, charging competitive rates and fees.

Telegraphic Transfers

A telegraphic transfer is a way of transferring money abroad via telegraph, from one bank to another.

Events & Social Responsabilities

Terceira edição da Corrida Azul já movimenta Maputo

A Corrida Azul é a primeira e única,  em Moçambique, cujo registo de participantes é efectuado através de um aplicativo para telemóveis, já disponível no Play Store e Apple Store.

Standard Bank supports fourth edition of the Financial Times Summit in Mozambique

The diversification of the country's economy and the introduction of reforms for its sustainable growth are the themes that will dominate the debates of the fourth edition of the Financial Times Summit in Mozambique, to be held in September 11, in Maputo, supported by Standard Bank.