Individuals

Abrir conta bancária é simples e rápido com o Standard Bank

Esta conta pode ser movimentada a partir de qualquer canto do mundo, com recurso ao cartão de débito, cheque ou, ainda, canais digitais como o NetPlus e QuiQ. 

  • Identity Card
  • Proof of residence not older than 30 days
  • Proof of income
  • NUIT (Declaration of assignation or Card)
  • Minimum age: 21 years

Application forms

General Conditions to Open Accounts

General conditions to open accounts

You may have immediate access to payment channels and make transactions such as:

  • Buy mobile and credelec top-ups
  • Make payments to customers of Standard Bank, other banks and M-Pesa
  • Pay water, electricity, television and internet bills
  • Apply for a personalised debit card or chequebook
  • Quiq Mola
  • and other products offered by Standard Bank

 Segment

Blue

Silver

Executive 

Private

Net Salary or first deposit or, further, average balance

Net Salary: up to MZN 27,999.99

Net Salary: Between MZN 28,000.00 up to MZN 139,999.99

Net Salary: Between MZN 140,000.00 to MZN 279,999.99

First deposit: up to MZN 27,999.99

First deposit: Between MZN 28,000.00 up to MZN 139,999.99

First deposit: Between MZN 420,000.00

First deposit: from MZN 840 000.00

Average balance: up to MZN 27,999.99    

Average Balance: Between MZN 28,000.00 up to MZN 139,999.99

Average Balance: Between MZN 420,000.00 up to MZN 2 499,999.99

Average Balance: from MZN 2,500,000.00

Debit Card Annual Fee

780.5

942.03

1046.46

1308.62

Chequebook (Book with 10 Cheques)

348.1

348.1

434.03

509.09

ATM Limit

                         10.000

                         12.000

                         20.000

                         25.000

Loans

Up to MZN 600,000

Up to MZN 2 million

Up to MZN 2 million

Up to MZN 2 million

Online Transactions

Não

Sim

Sim

Sim

Credit Card initial limit

                           5,000

                           14,000

                         70,000

                         140,000

Credit Card ATM Withdrawals 

                           7,300

                           7,300

                         10,900

                         20,000

Credit Card Limit (Not Pre-Approved)

Equivalent to one net salary or 75% of the average balances over the last 6 months*

Equivalent to one net salary or 75% of the average balances over the last 6 months*

Equivalente a um salário líquido ou 75% do valor de saldos médios dos últimos 6 meses*

Equivalent to one net salary or 75% of the average balances over the last 6 months*

Service model (VB, Branch, Private Suit and Manager)

Customer Helpline

Customer Helpline

Customer Helpline

Customer Helpline

Branch

Branch

Branch with dedicated manager

Branch with dedicated manager

 

 

 

Acesso à Private Suit